Let your money do more for you.
Earn a guaranteed 14% per annum on RWIN.
Whether you earn a salary or run a business, RWIN puts your idle money to work at a guaranteed 14% a year.
Start from just ₦50,000.
Invest in minutes. Scan to get the Rosabon app.
Point your phone camera at the code to download.
RWIN
14%
per annum, guaranteed
Interest paid every
90 days
Top upWhy RWIN?
14%
14% p.a., guaranteed
A fixed rate on your full balance, with no conditions.
90
Paid every 90 days
Take your interest as cash or reinvest it to grow faster.
Any
Top up anytime
Add to your investment whenever you like, with no minimum top-up.
₦0
Zero penalty on exit
After 30 days, take out your full principal plus the interest you've earned.
Full
Full principal protection
The money you put in stays protected.
Built for how you earn
SALARY EARNERS
Don't let your salary sit idle.
Between paydays, your money shouldn't be doing nothing. Put what you're not spending into RWIN and earn a guaranteed 14% a year, with your principal fully protected.
Calculate my savingsHOW IT FITS
Start with ₦50,000 and top up when you have extra. Withdraw after 30 days with zero penalty.
BUSINESS OWNERS
Give your business cash a place to earn.
Between business cycles or ahead of a planned expense, your capital shouldn't sit idle. RWIN gives it a guaranteed 14% a year and keeps it accessible.
Calculate my returnsHOW IT FITS
Park your funds, take your interest as cash or reinvest it, and exit after 30 days with your full principal and earned interest, with no penalty.
See what your money could earn
Figures are illustrative and shown before withholding tax. Interest is calculated daily at 14% per annum on a 365-day basis.
Minimum ₦50,000
Interest per 90 day cycle
₦34,521
Total interest earned
₦70,233
Total value at the end of the period
₦1,070,233
Choose Reinvest to see how compounding grows your balance.
Start with this amountStart in three steps
- 1
Download the app and sign up.
It takes a few minutes.
- 2
Verify your details.
Upload your ID, proof of address and photo.
- 3
Fund and choose your payout.
Deposit from ₦50,000, then pick cash payout or reinvestment.
Every quarter, you get a statement showing exactly what you've earned.
Your questions, answered
RWIN is an investment product from Rosabon Financial Services. You invest from ₦50,000 and earn a guaranteed 14% per annum, paid every 90 days. Your principal is fully protected, and you can access your money after 30 days with no penalty.
Any individual or business can invest, as long as you meet the ₦50,000 minimum. There's no upper limit. RWIN works especially well if you're a salary earner or business owner with money sitting idle in your account.
₦50,000. After that, you can add any amount you like, whenever you like.
Yes. You earn 14% per annum on your full balance, with no conditions, balance thresholds or market movements affecting it. The rate in effect when your 90-day cycle starts is locked in for that whole cycle. If Rosabon ever reviews the rate, any change applies only to new cycles.
Interest accrues daily at 14% per annum on your invested balance and is paid at the end of each 90-day cycle. You always know exactly what you'll earn.
Every 90 days from the date your investment starts. You'll be notified of your exact payout amount before each payout.
That's your call. With a cash payout, your interest goes to your bank account while your principal keeps earning, which suits you if you want regular income. With reinvestment, your interest is added to your principal, so a bigger balance earns interest in the next cycle, which suits you if you're building your savings over time. You choose at each payout. Use the calculator above to compare both.
Yes, anytime and in any amount. Each top-up is added to your existing balance and starts earning from the day it's confirmed. Your interest is paid on your next payout date, as usual.
You can exit any time after 30 days, and there's no penalty. You get your full principal plus interest for the exact number of days you were invested.
Your investment rolls over automatically into the next cycle and keeps earning until you decide to exit.
Your principal is protected under RWIN's terms, and your interest is paid on your full balance.
• A passport photograph • A valid government-issued ID (National ID, International Passport, Voter's Card or Driver's License) • A utility bill dated within the last 3 months • A completed and signed KYC form and RWIN application form (if you're applying through an account officer)
Download the Rosabon app, sign up, complete your verification, fund your account, and choose RWIN. It takes a few minutes. For further enquiries, call 0700ROSABON (07007672266) or email [email protected].
In the app or on the web platform, you can see your balance and accrued interest in real time. At the end of every cycle, you'll also get a Quarterly Wealth Statement by email, showing what you earned and what you've accumulated to date.
Call 0700ROSABON (07007672266) or email [email protected].
Your money has waited long enough.
Start from ₦50,000 and earn a guaranteed 14% a year, with your principal protected and your cash within reach.
14% p.a. is guaranteed for each 90-day cycle. Rate changes, if any, apply to new cycles only. Early exit is available after 30 days with no penalty.
Minimum investment ₦50,000. Terms and conditions apply.